Retirees, the big news in 2025 is governments diving into Bitcoin, treating it like a strategic asset. The U.S. now holds 198,012 BTC (worth ~$18.3 billion), down slightly from 2024 but formalized in the Strategic Bitcoin Reserve signed by President Trump in March, as per White House and Reuters reports. This executive order establishes a national stockpile using seized BTC, with Congress passing the BITCOIN Act to codify it.

Globally, governments hold 463,741 BTC (2.3% of supply), per CoinGecko and Coinpedia. Bhutan and El Salvador lead with mining and purchases, while the UAE is rumored to have 420,000 BTC. Germany’s liquidation in 2024 contrasts with the U.S.’s buy-and-hold approach, signaling Bitcoin’s role as a hedge against debasement.

For boomers, this means Bitcoin is going mainstream—governments buying could stabilize prices and boost confidence. With U.S. inflation at 3-4% (CBO estimates from Forbes), BTC’s scarcity (21M cap) offers protection. Our Moraira workshop teaches how to benefit from this trend safely.